United First Financial®

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Money Merge Account™ system

The principle is simple. The system instructs the borrower to place their money in the accounts where it has the most effect on earning more or paying less interest. This is using the power of interest to reduce balances and have your money work harder.

Most mortgage borrowers have their income deposited in to a checking or savings account for varying amounts of time. It makes sense to use this idle money in combination with a credit line to reduce mortgage debt and the interest payments. Because of the interest reduction offsets, the mortgage lenders calculate interest daily so that every dollar on deposit works harder to reduce the cost of borrowing. It is more resourceful to pay down a higher interest mortgage or equity line with money that earns no or low interest such as a checking or savings account.

The systems makes virtual connection between your accounts, including the advanced line of credit, and your primary mortgage. All income goes into the credit line, all expenses are paid out of the line. This works on the power of open-end interest. The preferred interest combination is working for the homeowner to pay down their mortgages. The ability to plan and understand these dynamic account relationships is only possible with Money Merge Account™ system from United First Financial®.

The Money Merge Account™ system strategy can potentially reduce a traditional fixed-rate mortgage in as little as one-third to one-half the time with little to no change to your lifestyle or refinancing of your existing mortgage.

Ron Harris 888-360-5263

cell phone 985-640-6405